I found this blog that asks can the internet save you money and I started looking for ideas myself. There are all sorts of money saving tips online but how do you know which tips are really good ideas. I know a lot of people who don't like to get tax refunds. They always tell me they take home as much money as they can. Then they struggle to pay their taxes every April. I think you should have as much money held back as possible. That way you get a nice refund. When people tell me I could invest that money instead, I ask them if THEY invest the money instead. No one has ever said yes so I think it's a bad idea to wait until April to pay last year's taxes.

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